How To Change My Monthly Premium Healthcare

What is All Kids?

All Kids is Illinois' program for children who need comprehensive, affordable, health insurance, regardless of immigration status or health condition. Every child deserves the risk to abound up healthy. With All Kids, your children will be able to get the intendance they need, when they need it. It means you can take your kid to the physician for a regular cheque-up, to the dentist to fill a cavity, or to the centre doctor to get a prescription for glasses.

To date, at that place are over 1.six million Illinois children enrolled in All Kids. If your family, like many hardworking families, cannot beget private health insurance, All Kids may exist the answer for you.

What does All Kids Cover?

All Kids is complete wellness insurance for your child. All Kids covers doctor visits, hospital stays, prescription drugs, vision care, dental care, and eyeglasses. All Kids covers regular check-ups and immunizations (shots). All Kids too covers special services like medical equipment, spoken communication therapy, and physical therapy for children who demand them.

Who can get All Kids?

Children can get All Kids wellness insurance if:

They live in Illinois.
They are age eighteen or younger.
They come across the insurance requirements for All Kids.
Their family's income meets the All Kids Income Limit.

What is the income limit for All Kids?

See the All Kids Income Standards & Cost Sharing Chart for the limits. The income limits may increase each year based on the federal poverty level.

My kids live with their female parent. Tin I apply for All Kids?

No. The custodial parent must be the person filing the All Kids application. We have into account the size and family income of the custodial parent.

What about wellness insurance for parents?

Illinois FamilyCare health insurance covers parents, but there is a limit to how much income parents can have to get FamilyCare. Parents and children tin can apply on the same application. For more information, check out the FamilyCare Web site.

A pregnant woman may be eligible for Moms & Babies. If she is, nosotros can enroll her newborn into All Kids as before long as she delivers. For more information about Moms & Babies, visit the Moms & Babies Web site.

How practice I notice a medico who accepts All Kids?

Most enrollees have to selection a health programme and primary care provider (PCP) for their medical home. The Illinois Customer Enrollment Broker volition contact you when it is time to choose. Until you accept a health plan, you tin call Illinois Health Connect at 1-877-912-1999 (TTY:i-866-565-8577) for help.

How long volition my child accept All Kids coverage?

A child who that is constitute eligible for All Kids Help, Share, or Premium Levels 1 and two has 12 months of guaranteed coverage, unless they movement out of Illinois, or turn 19. We will send a notice 10 months after All Kids coverage starts for the family to renew for another year. At that time, some families may take to switch from All Kids.

How does clearing status affect my child's ability to get All Kids?

As long equally children meet the other requirements, they tin can become All Kids regardless of immigration condition. They must live in Illinois. If children come to Illinois but to get medical care, they will non qualify for All Kids.

My son is non a citizen of the U.S. If he uses All Kids, volition it continue him from becoming a permanent resident because he will be a public charge?

All Kids wellness insurance will non affect your child'due south immigration status as long every bit your child does not receive long term care in a nursing dwelling house or mental health facility. For more than information about public charge, encounter Questions and Answers nigh Clearing and Public Charge in HFS 3863.

If undocumented children utilise for All Kids, volition you lot written report them to the United States government?

No. We will merely bank check the immigration status of children who are not citizens if they give u.s. their Alien Registration Numbers.

My son was born in the U.s.. Why does the All Kids application inquire for proof that he is a citizen?

Illinois has to ask all citizens for proof because of a federal constabulary.

Insurance Requirements for All Kids

Children can qualify for All Kids Assist Share and Premium Level 1 even if they take insurance. To authorize for All Kids Premium Level 2, a child must have been uninsured for 3 months, accept lost insurance considering a chore ended, the employer stopped offering insurance, the insurance was COBRA, the premium for the child was more than 5% of the household income, the cost of the family coverage including the kid was more than 9.5 % of the household income, the child has special health care needs, or the child lost benefits under another All Kids program or the Wellness Insurance Marketplace. The annual income amounts for All Kids Premium Level ii are shown beneath.

Family unit Size	Income
Two person family unit:	$33,948 to $51,648 per year
3 person family:	$42,684 to $64,932 per twelvemonth
4 person family:	$51,432 to $78,228 per year
Five person family:	$60,168 to $91,524 per twelvemonth

The income limit is higher for larger families.

Income guidelines are updated each year. Bank check the All Kids Web site for updates.

I am a unmarried mom with two kids. I earn $30,000 a year. I get health insurance from my job for my kids but it does non cover dental intendance. Tin can my children become All Kids?

Yes. Because of your income, your children can go All Kids fifty-fifty if they have other health insurance. The health insurance from your task would be your children'southward main insurance. All Kids would be the secondary insurance to use for services that the chief insurance does not encompass, such as dental care.

My child has wellness insurance now but it costs as well much each month. Can I driblet information technology and get All Kids?

If you lot drop your childs health insurance, you will have to wait 3 months before your child can get All Kids, unless your income is lower than the amounts shown above for All Kids Premium Level 2, or your premium for the child exceeds 5% of your household income.

My child's health insurance ended when my job ended. Can my child become All Kids?

Aye. Your child can authorize. Fifty-fifty if yous are paying your former employer for insurance under a COBRA plan, your child can get All Kids.

My kid'south health insurance only covers hospital stays. Can my kid get All Kids?

Yes. Health insurance that covers only one service or one medical condition does not count when we make up one's mind if your child can go All Kids. For instance, insurance that but covers vision, dental, cancer, infirmary stays, or school-based wellness insurance does non count.

My child has a pre-existing medical condition. Can my child go All Kids?

Yes. Children who take a pre-existing medical condition tin can get All Kids. As part of national wellness care reform, no insurance company can exclude or filibuster new coverage for a child based on a pre-existing condition.

All Kids Costs

Some families get All Kids for free. Some families have to pay premiums and co-payments for All Kids health insurance. What you pay will depend on your income.

Monthly Premiums - You may have to pay a monthly premium for your children to get All Kids. A premium is a monthly amount that some families must pay even if they exercise not apply any health care that month.

Co-Payments - Yous may also have to pay a part of the toll of the healthcare your kid gets from a medico, dentist or hospital. Yous may have to pay role of the cost of prescription drugs. These costs are chosen co-payments.

You volition never have to pay a co-payment when your child gets a regular check-up or shots. These are called well-child visits and they are free for all children enrolled in All Kids.

The corporeality of premiums and co-payments you volition accept to pay depends on your income, the size of your family and how many of your children become All Kids.

What will All Kids premiums and co-payments cost an boilerplate family unit?

Here are some examples of what All Kids will price. If you utilise for All Kids and authorize, nosotros will send you a notice telling you how much All Kids will cost your family. We will send y'all a bill every month if you have to pay a premium.

Example - A family of four that makes up to *$36,168 of gross income each yr does not have to pay any premiums or co-payments for their children.

Example - A family of 4 that makes about *$36,180 to $38,628 of gross income each year does not have to pay whatsoever premiums. A family similar this pays a $3.90 co-payment for each doctor visit, and $2 or $iii.90 for each prescription. This family unit would pay a maximum of $100 in total co-payments in a year.

Instance - A family unit of 4 that makes about *$38,640 to $51,420 of gross income each year pays premiums of $xv per month for one child, $25 for two children or $xxx for three children. A family unit like this pays co-payments of $5 for a visit to a doctor, and $three or $v for each prescription drug. This family unit would pay a maximum of $100 in total co-payments in a year.

Example - A family of iv that makes nearly *$51,432 to $78,228 of gross income a year pays a premium of $40 per month for ane child and $80 a month for 2 children. A family unit similar this would pay $ten for each doctor visit, and $three or $7 for each prescription drug. This family would pay $100 if a child was hospitalized and five percent of the cost of any infirmary outpatient service.

Recollect, no family unit ever has to pay for their children'due south regular check-ups and immunizations.

*The income standards may increase each yr. For more detailed information nearly All Kids costs come across the Income Standards & Cost Sharing Chart.

Do I take to pay my commencement premium to start All Kids coverage?

Coverage for new families enrolled in All Kids Premium Levels 1 and ii may outset before you pay the outset month's premium. If yous get an approval letter and do not want the coverage, you must contact 1-866-255-5437 correct away to cancel the coverage. If you do non cancel the coverage, yous may withal owe money for premiums fifty-fifty if you lot don't use the All Kids bill of fare.

What happens if I exercise not pay my All Kids premiums?

If y'all do non pay All Kids premiums that yous owe, we will abolish your child'due south All Kids wellness insurance. You lot volition all the same owe premiums for the time your child was covered by All Kids fifty-fifty if y'all do non use the bill of fare. If y'all make up one's mind later on that y'all want All Kids for your child, you volition have to reapply and pay whatsoever premiums you owe. However, even if you owe premiums, yous may reapply at whatsoever fourth dimension.

What happens if I practise not pay my All Kids co-payments?

If y'all exercise not pay your co-payments, your doctor may turn down to care for your child, and pharmacies will not fill up your prescriptions. If you owe a co-payment, doctors and hospitals accept the right to collect it from you.

How practice I Apply for All Kids?

The easiest way to apply is using the Cyberspace. You lot can fill up in and submit an ABE Application online.

You lot tin also download and print a re-create of the application from the Web site.

In that location are All Kids Awarding Agents all over Illinois that can help you lot apply. To observe an awarding agent near you, visit the All Kids Application Agents Web site or call the number below.

We can also send you an application in the mail. Just phone call 1-866-All-Kids (1-866-255-5437). If you use a TTY, call 1-877-204-1012. The hotline has translation services available.

What Happens After I Apply?

All Kids will notify you lot by post when a decision has been made. If your child qualifies for All Kids, we will send you an All Kids fellow member handbook to explain how it works. We will besides send you an HFS Medical Card.

All Kids Hotline 1-866-ALL-KIDS (1-866-255-5437)

TTY: 1-877-204-1012

Source: https://www2.illinois.gov/hfs/MedicalPrograms/AllKids/Pages/about.aspx

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